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Here's What a $400,000 Home Looks Like in 10 Western Cities

Posted by Lisa Kohl on Wednesday, August 7th, 2019 at 5:26pm.

What a $400,000 Home Looks Like

What kind of house can $400,000 get you?

According to the Census Bureau, the median home price in the Western US is $410,600. If you are moving to Idaho, or from The Gem State, the data shows your relocation will most likely include California, Washington, and Oregon.

It probably doesn't come as much of a surprise that $400,000 doesn't buy much in major metros like San Diego (median home price $665,000), and even less in San Francisco ($1,762,500). But what about cities typically considered more affordable like Denver, Seattle, and San Bernardino?

While the days of the $200,000 house with the white picket fence and room for a family of four are no more, a quick look at the choices reveals Boise home prices are still relatively cheap.

Take a look at ten homes you can buy for $400,000 in these western cities and decide for yourself.

Boise, ID

$407,900 house for sale in Boise, ID
Listed in Boise courtesy of Lisa Kohl, Keller Williams Realty Boise

The Details: 3 beds, 2.5 baths, 2,105 sq ft
$408,000 gets you new construction in sought after Southwest Boise. This new home offers high-end finishes like quartz countertops, natural wood cabinetry, Bosch stainless steel appliances, and real hardwood floors.

Denver, CO

$420,000 house for sale in Denver, CO
Listed in Denver courtesy of Diane Kelly, Homesmart Realty Group

The Details: 2 beds, 1 bath, 1,180 sq ft
This cozy condo in Denver's City Park West neighborhood offers numerous updates and no HOA fees for $420,000.

Irvine, CA

$424,750 house for sale in Irvine, CA
Listed in Irvine courtesy of Butch Suddarth, Metropolitan Realty, Inc

The Details: 1 bed, 1 bath, 952 sq ft
This one-bedroom unit at The Metropolitan includes a private balcony overlooking the courtyard. Shoppers will appreciate the Orange County location close to South Coast Plaza and Newport Beach's Fashion Island.

Las Vegas, NV

$398,900 house for sale in Las Vegas, NV
Listed in Las Vegas courtesy of Charmaine Prospero, Berkshire Hathaway Home Services Nevada Properties

The Details: 4 beds, 3.5 baths, 2,625 sq ft
This newer house in West Las Vegas sits on a compact 0.1 acre lot, but with 2,625 square feet, offers plenty of space inside.

Phoenix, AZ

$399,900 house for sale in Phoenix, AZ
Listed in Phoenix courtesy of Joshua Davenport, My Home Group Real Estate

The Details: 3 beds, 2.5 baths, 2,822 sq ft
Priced at $399,900, or just under $142 a square foot, this single-family home is one of the lowest priced of the bunch. Built in 2006, the house offers three spacious bedrooms, office space and a dining room.

Portland, Or

$425,000 house for sale in Portland, OR
Listed in Portland courtesy of Mitch Foteff, Rose Country Realty

The Details: 2 beds, 2 baths, 2,578 sq ft
Built in 1905 this remodeled bungalow features a finished basement and about twice the square footage of the typical Portland home in this price range.

Sacramento, CA

$415,000 house for sale in Sacramento, CA
Listed in Sacramento courtesy of Idelle Claypool, Lyon Real Estate Lp

The Details: 3 beds, 1 bath, 1,065 sq ft

Small but charming, this Land Park cottage was built in 1948 and has avoided being "updated to death." With a vintage stove and many original features, it is somewhat of a unique find at $415,000.

Salt Lake City, UT

$409,000 house for sale in Salt Lake City, Utah
Listed in Salt Lake City courtesy of The Maruri Group Real Estate, Keller Williams Salt Lake City

The Details: 4 beds, 2.5 baths, 2,002 sq ft
The backyard is the star of this split-level home built in 1964. The previous owner spared no expense (to the tune of $100,000) turning this property into a mini paradise.

San Bernardino, CA

$385,000 house for sale in San Bernardino, CA
Listed in San Bernardino courtesy of Mark Averbeck, Calif Realty Solutions

The Details: 3 beds, 2 baths, 1,895 sq ft
Set in the San Bernardino foothills, the home includes fruit trees and peek-a-boo views of the nearby mountains. At $203 a square foot, commuters are close to I-215 and Cal State San Bernardino.

Seattle, Wa

$399,950 house for sale in Seattle, WA
Listed in Seattle courtesy of Gary Ly, John L. Scott Real Estate - Bellevue

The Details: 1 bed, 1 bath, 595 sq ft
This $400,000 condo is located next to the public library in Seattle's hip Capitol Hill neighborhood. Volunteer Park, restaurants and nightlife are also just minutes away.

Boise Real Estate Agent Lisa KohlLisa Kohl

Lisa carefully studies the local housing market to give her clients the edge when buying or selling a home in Idaho. We Know Boise is a full-service real estate team that combines our LOCAL expertise with traditional know-how to create exceptional results for each of our clients. Email Lisa

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Boise Real Estate Market Summary for July 2019

  • Median list price - $339,900 (up 15.22%)
  • Median sold price - $335,000 (up 13.96%)
  • Price per square foot - $196 (up 10.73%)
  • Total home sales - 511 (up from 503)
  • Median days on market - 8 days (up 1 day)
  • Available homes for sale - 1.38 month supply (up from 1.21)
  • 30-year mortgage rates - 3.77% (down from 4.53%)

Boise Metro Housing Markets by Area

Median sales price:

Information in this market report was obtained from the Intermountain MLS (IMLS) on August 7th, 2019. Deemed reliable but not guaranteed. City data refers to single-family homes on less than one acre, while county data includes homesites of all sizes. Current inventory is calculated on a twelve-month rolling average. Combining existing homes for sale with new construction is the best way to gauge current home prices and Boise housing market trends. New house prices are much more volatile and can create unreliable comparisons particularly on a month to month basis.

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